Fair Credit Reporting Act

The Federal Trade Commission (FTC) issued new guidance for employment background screening companies containing information on how to comply with the Fair Credit Reporting Act (FCRA). One of the key elements of this new guidance is information related to when a company’s work defines them as a ‘consumer reporting agency’ under the FCRA. This guidance

Last week, the Southeastern Pennsylvania Transportation Authority (SEPTA) was hit with a class action alleging violations of the Fair Credit Reporting Act (FCRA) for not sufficiently notifying job applicants of its use of credit checks, as well as violations of the Pennsylvania Criminal History Record Information Act by discriminating against applicants convicted of drug felonies.

We previously reported [view related post] that 21st Century Oncology had suffered a data breach and notified 2.2 million patients that it had been the victim of a hacking that exposed the names, Social Security numbers, physicians’ names, diagnosis information, and insurance information of its patients.

Although the intrusion occurred in October 2015,

Back in early November of last year, Spokeo, Inc. (Spokeo) argued before the U.S. Supreme Court seeking to overturn a February 2014 ruling from the Ninth Circuit that revived the Fair Credit Reporting Act (FCRA) lawsuit filed against Spokeo by Thomas Robins.  Robins alleges that Spokeo violated the FCRA by falsely reporting his financial, marital

General Information Services (GIS) and e-Background-checks.com Inc. (e-Background) agreed to pay $13 million in restitution and fines to settle their violations of the Fair Credit Reporting Act (FCRA) charged by the Consumer Financial Protection Bureau (CFPB). The CFPB charged GIS and e-Background with failure to ensure that the background checks they produced to potential employers

U.S. District Judge Gary Feinerman denied Amazon, Inc.’s (Amazon) motion for summary judgment on October 7, 2015, in Illinois federal court, in a class action case over alleged violations of the Fair Credit Reporting Act (FCRA), stating that while Amazon said it offered plaintiff compensation to drop his accusations, “there is no offer of judgment

Is a hospital a “consumer reporting agency”?  Can a health care provider be liable under the Fair Credit Reporting Act (FCRA) in the event of a data breach?  The Seventh Circuit Court of Appeals recently considered these significant questions in the case of Tierney v. Advocate Health & Hosps. Corp. (7th Cir., No. 14-3168, August