It is one thing to steal our identity as an adult, but children are defenseless against this type of fraud. According to Experian, it handles 25,000-30,000 cases of identity theft and fraud every year and a whopping 17 percent affected children and the estimate is that it will affect up to 25 percent of children … Continue Reading
On May 11, 2017, the Fourth Circuit Court of Appeals vacated a $12 million judgment against Experian Information Solutions, Inc. (“Experian”) in a class action against the credit reporting bureau alleging violations of the Fair Credit Reporting Act (“FCRA”). Relying on the standard set forth by the U.S. Supreme Court in Spokeo, Inc. v. Robins, … Continue Reading
On March 1, 2016, the Internal Revenue Service alerted the business community of an e-mail phishing scheme designed to convince employees to provide company-wide W-2 tax forms containing social security numbers and other personally identifiable information [view related post]. While the scam has taken different forms, the most prevalent approach is a purported internal e-mail … Continue Reading
I am fortunate to teach the Privacy Law class at Roger Williams University School of Law on Tuesday afternoons. Today, we discussed all of the laws relating to the financial services industry. OK, not the most exciting content, but it included the Fair and Accurate Credit Transaction Act (FACTA). Enacted in 2008, FACTA allows individuals … Continue Reading
