Tag Archives: credit report

Federal Legislation Enables Consumers to Obtain Security Freezes on Credit Reports Free of Charge

Federal legislation recently took effect that prohibits consumer reporting agencies from charging a fee to place or remove (lift) a security freeze on a consumer credit report in response to a consumer request. The “Economic Growth, Regulatory Relief, and Consumer Protection Act” (the Act) was passed on May 24, 2018. The Act includes important updates … Continue Reading

AICPA Survey Shows U.S. Adults Worried About Identity Theft and Financial Fraud and Concerned Businesses Can’t Protect Their Data

A new Harris Poll for the American Institute of CPAs (AICPA), which called 1,006 U.S. adults for the report, shows interesting statistics regarding American adults’ attitudes and fears about identity theft and financial loss as a result of cyber intrusions. The poll’s conclusion is that 48 percent of U.S. adults believe that identity theft will … Continue Reading

Oregon Strengthens Data Breach Reporting Law

Oregon Governor Kate Brown recently signed a new data breach reporting law (S. 1551) that toughens the state’s existing requirements. The new law requires companies to notify individuals within 45 days after a data breach has been discovered, unless a delay in notification is requested by law enforcement. It expands the definition of personal information … Continue Reading
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